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What’s the Best Payment Gateway for a Multi-Vendor Marketplace?

21.05.2025 / 14:51

Nick: Climon
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Hey everyone, I’m currently developing a multi-vendor marketplace, and I'm trying to figure out the best payment system to use. I need something that can handle split payments between the platform and individual sellers, preferably with automated payouts. Security and scalability are essential, and the platform is being built from scratch. Any suggestions or tips from people who’ve done something similar?

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21.05.2025 / 14:52

Nick: Beros
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 Great question — multi-vendor platforms have unique challenges when it comes to payments. Handling things like split payments, escrow, and automatic vendor payouts adds a layer of complexity most standard gateways aren’t built for. In this case, working with a payment agent might be your best bet.

A payment agent can provide infrastructure specifically designed for platforms, often with features like automated split settlements, compliance with local regulations, and support for multiple currencies. More importantly, they can help manage the legal and financial side of handling funds on behalf of vendors, which is something you’d have to navigate carefully on your own otherwise.

Look for one that supports modular integration via API, has good documentation, and offers sandbox access so you can test the setup thoroughly before going live. Some even provide KYB (Know Your Business) tools to onboard vendors securely. Definitely worth exploring if you want to future-proof your marketplace.

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